Income on Loans & Leases (15)

          180,845

          202,685

            224,721

          237,786

Improving

Favorable

Favorable

Investment Interest Income (16)

            27,177

            29,962

              42,051

            47,231

Improving

Favorable

Favorable

Interest Income from Other Sources (17)

          212,285

          248,368

            274,792

          287,815

Improving

Favorable

Favorable

Total Interest Income (18:15+16+17)

          420,307

          481,015

            541,564

          572,832

Improving

Favorable

Favorable

Total Interest Expense on Deposits (19)

             4,096

            11,180

              16,845

            13,623

Fluctuating

Favorable

Favorable

Total Other Interest Expense (20)

                183

                452

                2,452

              1,590

Fluctuating

Favorable

Favorable

Total Interest Expense (21:19+20)

             4,279

            11,632

              19,297

            15,213

Fluctuating

Favorable

Favorable

Net Interest Income (22:18-21)

          416,028

          469,383

            522,267

          557,619

Improving

Favorable

Favorable

Total Noninterest Income (23)

            49,185

            49,435

              50,210

            63,588

Improving

Favorable

Favorable

Total Noninterest Expense (24)

          166,940

          178,700

            191,921

          207,231

Improving

Unfavorable

Unfavorable

Provision for Loan & Lease Losses (25)

                  –  

             2,700

                3,200

            10,561

Improving

Unfavorable

Unfavorable

Realized Gain(Loss) on Secs (26)

                  –  

                  –  

               (1,853)

              3,889

Improving

Favorable

Favorable

Pretax Net Operating Income (27:22+23-24-25+26)

          298,273

          337,418

            375,503

          407,304

Improving

Favorable

Favorable

Applicable Income Taxes (28)

            47,686

            21,344

              23,791

            21,926

Deteroriating

Unfavorable

Unfavorable

Net Operating Income (29:27-28)

          250,587

          316,074

            351,712

          385,378

Fluctuating

Unfavorable

Unfavorable

Net Extraordinary Items (30)

                  –  

                  –  

                     –  

                   –  

Same

Unfavorable

Unfavorable

Net Income (31:29+30)

          250,587

          316,074

            351,712

          385,378

Improving

Favorable

Favorable

Total Revenue/Total Operating Income (32:18+23)

          469,492

          530,450

            591,774

          636,420

Improving

Favorable

Favorable

Total Operating Expense (33:21+24+25)

          171,219

          193,032

            214,418

          233,005

Improving

Unfavorable

Unfavorable

Supplemental Data

Average total assets

       6,185,322

       6,620,143

          6,855,380

        9,472,999

Improving

Favorable

Favorable

Average total equity

          517,148

          584,475

            674,953

          778,960

Improving

Favorable

Favorable

Domestic Banking Offices

5,162

1,526

4,262

5,162

Fluctuating

Unfavorable

Unfavorable

Foreign Branches

4,262

4,527

5,262

4,521

Fluctuating

Unfavorable

Unfavorable

Personnel Expenses

            81,343

            87,934

            114,769

            60,824

Fluctuating

Unfavorable

Unfavorable

Risk-based Capital

Net Tier 1 Capital

       1,138,285

       1,280,856

            908,984

        1,051,608

Fluctuating

Unfavorable

Unfavorable

Net eligible Tier 2

             1,526

             4,162

                4,162

              4,141

Fluctuating

Unfavorable

Unfavorable

Tier 3

             2,617

             5,172

                3,152

              4,162

Fluctuating

Unfavorable

Unfavorable

Deductions

             4,162

             4,172

                5,162

              4,513

Fluctuating

Unfavorable

Unfavorable

Total risk-based-capital

       1,146,590

       1,294,362

            921,460

        1,064,424

Fluctuating

Unfavorable

Unfavorable

Total risk-weighted assets

       1,138,285

       1,280,856

            930,982

        1,046,650

Fluctuating

Unfavorable

Unfavorable

Loan Loss Account

Credit Allowance Beginning Balance

       8,578,700

     86,784,000

        90,748,593

        3,869,192

Fluctuating

Unfavorable

Unfavorable

Gross Credit Losses

               (161)

                 (41)

                   (16)

                 (14)

Fluctuating

Unfavorable

Unfavorable

Loans HFS writedowns

             4,864

             5,242

                1,334

              1,455

Fluctuating

Unfavorable

Unfavorable

Recoveries

             6,288

             6,544

            165,000

            15,000

Fluctuating

Unfavorable

Unfavorable

Net Credit Losses

            (6,449)

            (6,585)

           (165,016)

           (15,014)

Fluctuating

Unfavorable

Unfavorable

Provisions for Credit Losses

                200

             2,700

                3,200

            10,561

Improving

Favorable

Favorable

Other adjustments

                243

                156

                   152

                 152

Deteroriating

Unfavorable

Unfavorable

Credit Allowance Ending Balance

       8,585,592

     86,793,441

        90,916,961

        3,894,919

Fluctuating

Unfavorable

Unfavorable

Average total loans & leases

                612

                152

                   162

                 152

Deteroriating

Unfavorable

Unfavorable

Noncurrent Loans & Leases

90 days and over past due

          265,789

       1,343,699

            452,524

              6,384

Fluctuating

Unfavorable

Unfavorable

Total nonaccrual ln&ls

     11,223,901

     10,670,965

              17,408

            14,740

Deteroriating

Unfavorable

Unfavorable

Total non-current ln&ls

     11,489,690

     12,014,664

            469,932

            21,124

Deteroriating

Unfavorable

Unfavorable

Ln&Ls 30-89 days past due

     11,223,901

     10,670,965

          1,762,830

        1,527,203

Deteroriating

Unfavorable

Unfavorable

Misc restructured ln&ls

            51,682

            35,221

              35,272

            25,363

deteroriating

Unfavorable

Unfavorable

All other real estate owned

            25,332

             3,423

                5,163

              4,433

Fluctuating

Unfavorable

Unfavorable